Snow sports travel insurance

Snow Sports Travel Insurance

Planning a ski trip, snowboarding holiday or overseas snow adventure? Go Insurance lets you add Snow Sports Cover to your policy for eligible snow activities, helping you travel with more confidence on and off the mountain.

Before you hit the slopes

Select Snow Sports Cover when you buy your policy
Make sure it appears on your Certificate of Insurance
Check the PDS for covered snow activities, limits and exclusions
Stay within marked runs and follow local resort rules

Cover built for snow holidays

Snow travel can be incredible, but it also comes with risks that standard travel insurance may not automatically include.

Whether you are skiing in Japan, snowboarding in Canada, joining friends in New Zealand or planning a European snow holiday, Snow Sports Cover can help protect you against certain unexpected events while travelling.

Snow Sports Cover is an optional upgrade. It must be selected when you buy your policy and shown on your Certificate of Insurance for cover to apply.

Why snow cover matters

Skiing and snowboarding can involve higher medical and evacuation risks
Snow equipment, lift passes and lessons can be expensive
Weather and resort conditions can disrupt your plans
Some snow activities are only covered if Snow Sports Cover is selected

What Snow Sports Cover can include

When Snow Sports Cover is selected and shown on your Certificate of Insurance, cover may be available for a range of snow-related events.

Overseas medical expenses for covered snow sports injuries
Emergency assistance while travelling overseas
Snow sports equipment benefits
Unused ski passes, lessons or hire costs in certain circumstances
Piste closure or avalanche-related disruption, where covered by the policy

Important things to know

Cover is subject to the terms, conditions, limits and exclusions of the policy. You should read the relevant Product Disclosure Statement before you buy.

Snow Sports Cover does not mean every snow activity is automatically covered. Higher-risk activities, racing, professional competition, off-piste activity and other exclusions may apply.

You should also follow local laws, resort rules, safety directions and any advice from piste authorities or qualified instructors.

Activities and cover

Some lower-risk snow activities may be automatically included, while skiing, snowboarding and other outdoor snow sports generally require Snow Sports Cover.

Activities such as ice skating, curling or tobogganing may be treated differently from skiing and snowboarding. The key point is to check the PDS and make sure the cover you need is selected before you travel.

If your trip involves skiing, snowboarding or outdoor snow sports, do not assume standard cover is enough. Add Snow Sports Cover during the quote process and check that it appears on your Certificate of Insurance.

Before you travel

Check your destination and travel dates are correct
Select Snow Sports Cover if your trip includes skiing or snowboarding
Confirm Snow Sports Cover appears on your Certificate of Insurance
Review the PDS for snow activity limits, conditions and exclusions
Keep receipts for equipment hire, lessons, passes and prepaid snow costs

Travelling with your own snow gear?

If you are taking skis, a snowboard, boots, outerwear or other snow equipment, check the policy limits that apply to luggage and snow sports equipment.

You should also keep proof of ownership, receipts where available and written reports from airlines, transport providers, police or resort operators if something is lost, stolen or damaged.

Snow trips are not all the same

A weekend in Queenstown, a family ski holiday in Japan and a multi-country European snow trip can all involve different risks, costs and cover needs.

That is why it is important to choose your destination, dates, cancellation amount, excess and optional cover carefully when getting a quote.