Sailing travel insurance

Sailing Travel Insurance

Planning to sail, crew, join a boating trip or take part in a regatta while travelling? Go Insurance offers Sailing optional cover designed for eligible travellers participating in selected sailing and boating activities.

Important before you buy

Sailing is optional cover
It must be selected and shown on your Certificate of Insurance
Different sailing activities may require different application forms
Cover is subject to the PDS, SPDS, limits and exclusions

Cover designed for sailing and boating trips

Sailing travel can be exciting, but it can also involve risks that standard travel insurance may not automatically include.

Whether you are joining a leisure sailing trip, helping with operational tasks, crewing on a vessel, hiring a boat or participating in a regatta, it is important to make sure your travel insurance matches the activity you are undertaking.

Go Insurance’s Sailing optional cover is designed to provide selected travel insurance benefits for eligible sailing and boating activities, subject to the PDS and Sailing SPDS.

Who it may suit

Travellers joining a sailing or boating trip overseas
Travellers participating in operational tasks with a Licensed Commercial Operator (LCO)
People in charge of a hired or privately owned leisure vessel
Crew members and travellers participating in regattas

What Sailing cover may include

Depending on the policy and the approved activity, selected cover may be available for certain sailing and boating related events.

Overseas medical expenses for covered injuries
Emergency assistance while travelling overseas
Trip disruption benefits in selected circumstances
Cancellation benefits where covered by the policy
Selected sailing or boating activities where approved and shown on your Certificate of Insurance

What it is not

Sailing optional cover does not mean every boating, marine, racing, offshore or water-based activity is automatically covered.

It does not replace the need to follow local laws, vessel rules, safety requirements, weather advice, skipper instructions and any applicable marine regulations.

You should read the PDS and Sailing SPDS carefully before deciding whether this cover is right for your trip.

Why standard travel insurance may not be enough

Standard travel insurance is generally designed for ordinary travel activities. Sailing can involve different risks.

Boating and sailing activities may involve open water, vessel operations, crew duties, weather exposure, navigation risks and participation in organised sailing events.

That is why Sailing optional cover needs to be selected if you want cover for eligible sailing or boating activities under the extension.

Before you sail

Confirm the type of sailing or boating activity you will be doing
Check whether you will be operating, crewing or participating as a passenger
Understand whether a Licensed Commercial Operator (LCO) is involved
Declare if you are participating in a regatta
Read the PDS and Sailing SPDS before you apply

Choose the right sailing application form

Sailing activities are not all the same, so we use different application forms depending on what you will be doing.

Choose the form that best matches your planned sailing or boating activity. Providing accurate details helps us assess your request and confirm whether cover may be available.

If you are unsure which form applies, contact our team before completing your application.

Apply for Sailing cover

An LCO refers to a Licensed Commercial Operator. This generally means a licensed commercial sailing or boating operator responsible for operating the vessel.

1 Sailing or boating with a Licensed Commercial Operator (LCO) while participating in operational tasks
2 Sailing or boating without a Licensed Commercial Operator (LCO), including if you are in charge of a hired or privately owned leisure vessel or you are a crew member
3 Participation in regattas

Submitting an application does not guarantee acceptance or approval of cover. All applications are subject to underwriting assessment, policy terms, conditions, limits and exclusions.

Adding Sailing cover

Sailing cover is an optional extension and must be arranged before you travel.

When applying, provide details of your destination, travel dates, vessel type, your role on board, whether an LCO is involved and whether you will participate in a regatta or operational tasks.

If Sailing optional cover is not shown on your Certificate of Insurance, Sailing cover has not been added to your policy.

Have this information ready

Your destination and travel dates
The type of vessel and sailing activity
Your role on board, including whether you are crew or in charge of the vessel
Whether an LCO is involved
Whether you will be participating in a regatta