Business travel insurance add-on

Business Travel Insurance Add-On

Working while you travel? Go Insurance offers Business optional cover that can be added during the quote process, helping protect selected business equipment, business documents, business money and work-related travel needs while you are away.

Important before you buy

Business optional cover can be added during the quote process
It must be selected and shown on your Certificate of Insurance
It is designed for travellers who need selected business-related cover while away
Cover is subject to the PDS, limits, conditions and exclusions

Cover for travellers who work while away

More people are blending leisure travel with work, meetings, conferences and remote business commitments.

Whether you are taking a laptop overseas, attending meetings during a holiday, working remotely for part of your trip or carrying business-related equipment that belongs to your employer or company, ordinary leisure cover may not provide the protection you expect.

Business optional cover is designed to add selected business-related benefits to your Go Insurance travel insurance policy.

Who it may suit

Travellers working remotely during a leisure trip
Professionals attending meetings, conferences or work events
Travellers carrying business equipment owned by an employer or company
Small business owners combining work and travel

What Business optional cover may include

Business optional cover includes selected benefits for business-related travel items and expenses.

Accidental loss, theft or damage to eligible Business Equipment
Emergency hire of Business Equipment essential to your intended business itinerary
Re-creation or replacement of essential business documents
Theft of Business Money in selected circumstances
Replacement Employee benefits in selected circumstances

Business Equipment can include

Business Equipment means business-related items such as computer equipment, communication devices and other equipment used for business purposes.

This is especially useful where the equipment is owned by your employer, company or an entity with an ABN, rather than personally owned by you.

This makes Business optional cover different from ordinary personal property cover, which is usually focused on personal belongings.

For work trips, remote work and bleisure travel

This is not a full corporate travel insurance program. It is a practical add-on for travellers who need selected business-related cover while travelling.

That makes it suitable for modern trips where work and leisure overlap, including remote work, conferences, client meetings, trade events, industry events or business tasks added to a holiday.

If you are travelling under a formal corporate travel program, or you need cover for a large business team, you should contact us to discuss the best option.

When the optional cover matters

You are carrying a work laptop, phone or business equipment
Your employer or company owns the equipment you are taking
You have business documents that are important to your trip
You need business-specific cover shown on your Certificate of Insurance

Things to know before you travel

Like all travel insurance, Business optional cover has limits, conditions and exclusions.

Business optional cover is subject to the conditions and exclusions in the PDS. You should read the Business optional cover section carefully before you buy.

You should keep receipts, proof of ownership, employer confirmation where relevant, repair reports, police reports, transport provider reports and any other documents needed to support a claim.

If your trip involves complex work arrangements, manual work, hazardous work, paid sport, professional activities or specialist business needs, contact us before purchasing.

Before you travel

Select Business optional cover during the quote process
Check Business is shown on your Certificate of Insurance
Keep evidence of business equipment ownership and value
Keep copies of essential business documents where possible
Read the PDS before you buy