Small Business, Big Cover

Experience the perfect blend of work and leisure with our "Small Business, Big Cover" approach to travel insurance. Whether you're a freelance writer, photographer, or a small business owner, balancing work and play during your business travels is a common and rewarding practice.

Many professionals invest in business assets like laptops, cameras, or mobile phones under their company name for tax purposes. However, it's crucial to note that most standard leisure travel insurance policies often exclude coverage for business equipment.

Our Business extension breaks away from the norm and is not just tailored for the "top end of town." Whether you're a sole trader, a small to medium business operator, or without an ABN, our Business extension is the perfect fit for you.

This optional add-on is meticulously crafted for individuals who carry business assets during their travels, whether for work, leisure, or a harmonious mix of both.

While our standard policy covers personal property, the Business travel insurance extension steps in to provide comprehensive coverage for loss, theft, or damage to property owned by your business. Say goodbye to worries about the safety of your business equipment during your journey.

But that's not all – we go beyond just equipment protection. Our coverage includes reimbursement for emergency equipment hire due to loss, theft, or damage. We also support you in re-creating essential lost documents vital to your work itinerary. Moreover, our Business extension offers coverage for business money and assists with the costs of sending a replacement employee if your business travel plans are disrupted.

Choose Small Business, Big Cover for your travel insurance needs, ensuring that your business assets are safeguarded, allowing you to focus on the success of your journey, both professionally and personally.

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So, what’s covered under our business extension?

Business Equipment

You’re covered for the accidental loss, theft of or damage to your business equipment. We’ll also reimburse you for emergency hire of business equipment which is essential to your intended business itinerary following loss, theft or damage to your own equipment.

Re-creation of Documents

Cover for the cost to re-create or replace your business documents that are essential to your business itinerary following loss, theft or damage.

Business Money

You are covered up to the amount shown in the Schedule of Benefits for theft of business money whilst being carried on your person or in a locked safety deposit box, locked safe or similar locked and fixed receptacle.

Replacement Employee

If you’re travelling for business and due to injury, illness or death you can’t commence or complete the trip, we’ve got you covered for additional travel and accommodation expenses for a substitute to travel in your place.


Click on the link below to review the Product Disclosure Statement for full terms and conditions applicable to our business extension.

Policy Wordings

Got Questions?

Give us a call on 1300 819 888 or email us at