| Sport and Leisure Activities covered by this policy

Subject to relevant terms and conditions, many sport and leisure activities are automatically covered under this policy subject to Your participation being on an amateur or recreational basis including participation in school, club or college fixtures/competitions. You will need to select relevant optional cover(s) to be covered for certain sports and leisure activities (e.g. snow sports) and in some cases You will be required to pay additional premium to be covered whilst participating in these activities.

At no time is there any cover for any sport or leisure activity (including training for) in which You participate in a professional or paid capacity.

 

The following activities are automatically covered
  • Abseiling (with a licensed commercial operator and under supervision)
  • Athletics
  • Archery (under supervision)
  • ATV/Quad Biking (with a licensed commercial operator)
  • Badminton
  • Banana boating
  • Baseball/Rounders/Softball
  • Basketball
  • Boogie boarding
  • Bungy jumping (maximum 2 jumps and with a licensed commercial operator)
  • Canoeing/Kayaking (to Category 3)
  • Canoeing/Kayaking (to Category 4 only with a licensed commercial operator)
  • Cricket
  • Curling
  • Cycling/Mountain biking
  • Dog and Reindeer Sledding (with a licensed commercial operator)
  • Fell / Gorge Walking (on recognised routes)
  • Fell / Gorge Running (on recognised routes)
  • Fishing (Course/Fly/Deep-sea)
  • Football (not American)
  • Gliding (as passenger only with a licensed operator)
  • Golf
  • Gymnastics
  • Guided glacier walking
  • Helicopter tours (as passenger only with a licensed commercial operator)
  • Hot air ballooning (as passenger only with a licensed commercial operator)
  • Horse/Elephant/Camel riding
  • Ice fishing (with a licensed commercial operator as an organised day tour or resort activity)
  • Ice skating
  • Indoor rock climbing (with a licensed commercial operator)
  • Jet boating (as passenger only with a licensed commercial operator)
  • Jet skiing
  • Lawn bowls
  • Mario karting (with a licensed commercial operator)
  • Netball
  • Orienteering
  • Paintballing/War games
  • Parascending/Parasailing (with a licensed commercial operator)
  • Pony/Horse trekking
  • Racquet sports
  • River tubing (with a licensed commercial operator)
  • Roller blading
  • Rowing
  • Running/Jogging
  • Safari travel (in a vehicle or on foot with a licensed commercial operator)
  • Scuba diving (subject to General Exclusion 31)
  • Segway
  • Skateboarding
  • Snorkelling
  • Snowmobiling (with a licensed commercial operator and provided You have selected the Snow Sports extension at the time of policy purchase)
  • Soccer
  • Stand Up Paddle Boarding
  • Surfing
  • Swimming
  • Table tennis
  • Tennis
  • Ten Pin Bowling
  • Tobogganing/Trampolining
  • Tree canopy walking (with a licensed commercial operator)
  • Trekking/Rambling/Hiking (with a licensed commercial operator on established/mapped routes and subject to a maximum height of 4000m)
  • Vespa and sidecar tours (with a licensed commercial operator)
  • Volleyball
  • Water polo
  • White/Black water rafting or canoeing (to Category 4 and with a licensed commercial operator)
  • Windsurfing/Boardsailing
  • Ziplining
  • Zorbing

 

Whilst You are a passenger on a cruise ship, You are also covered for the following activities organised by or provided to You by the cruise company:
  • Water slide rides
  • Flowrider – surf simulator
  • Laser tag
  • Rock climbing wall
  • Indoor skydiving (with a licensed instructor)
  • Ice karting (with a licensed commercial operator)

Click here to review our Product Disclosure Statement