Product Disclosure Statements – Go Insurance
Policy Documents

View and download our PDS

Go Insurance provides travel insurance for Australian travellers. You can view, download and print our Product Disclosure Statements (PDS) below — each one sets out the full terms, benefits, limits, conditions and exclusions for the policy, and includes our Financial Services Guide (FSG). Please read the PDS before you buy.

Already have a policy? Check the date you bought it

The PDS that applies to you is the one in force on the day your policy was issued — not necessarily the current version. Check the issue date on your Certificate of Insurance, then find the matching date range under Find the PDS for your policy below.

Buying Today

Current Product Disclosure Statements

These are the documents that apply to policies issued today.

Leisure

Leisure Travel PDS & Policy

Effective 1 August 2026

Go Ultra

Go Ultra Travel PDS & Policy

Effective 2 July 2026

Group

Group Travel PDS & Policy

Effective 1 August 2026

Corporate

Corporate Travel PDS & Policy

Effective 1 August 2026

Inbound

Inbound Travel PDS & Policy

Effective 1 August 2026

Supplementary

Current Supplementary PDS (SPDS)

A Supplementary PDS adds or amends cover for a specific option, and is read together with the Leisure Travel PDS.

Dental Tourism

Dental Tourism SPDS

Effective 1 July 2024

Destination Wedding

Destination Wedding SPDS

Effective 1 July 2024

Sailing

Sailing SPDS

Effective 1 July 2024

Existing Policies

Find the PDS for your policy

If your policy was issued before the current version, the PDS in force at that time still applies to you. Choose your product below, then match the date your policy was issued.

Leisure Travel Insurance — find your version

Policies issued 1 August 2026 to today

Policies issued 2 July 2026 – 31 July 2026

Policies issued 27 August 2025 – 1 July 2026

Policies issued 30 June 2025 – 26 August 2025

Policies issued 20 November 2024 – 29 June 2025

Policies issued 1 July 2024 – 19 November 2024

Policies issued 21 March 2024 – 30 June 2024

Policies issued 15 January 2024 – 20 March 2024

Policies issued 7 December 2023 – 14 January 2024

Policies issued 19 October 2023 – 6 December 2023

Policies issued 25 September 2023 – 18 October 2023

Policies issued 9 June 2023 – 24 September 2023

Go Ultra Travel Insurance — find your version

Policies issued 2 July 2026 to today

Policies issued 1 August 2025 – 1 July 2026

Leisure Supplementary PDS — find your version

Dental Tourism — policies issued 1 July 2024 to today

Destination Wedding — policies issued 1 July 2024 to today

Sailing — policies issued 1 July 2024 to today

Sailing — policies issued 19 March 2024 – 30 June 2024

Group Travel Insurance — find your version

Policies issued 1 August 2026 to today

Policies issued 2 July 2026 – 31 July 2026

Policies issued 27 August 2025 – 1 July 2026

Policies issued 1 July 2024 – 26 August 2025

Policies issued 21 March 2024 – 30 June 2024

Policies issued 27 November 2023 – 20 March 2024

Policies issued 25 September 2023 – 26 November 2023

Corporate Travel Insurance — find your version

Policies issued 1 August 2026 to today

Policies issued 1 July 2024 – 31 July 2026

Policies issued 1 May 2024 – 30 June 2024

Policies issued 7 June 2023 – 30 April 2024

Inbound Travel Insurance — find your version

Policies issued 1 August 2026 to today

Policies issued 2 July 2026 – 31 July 2026

Policies issued 27 August 2025 – 1 July 2026

Policies issued 1 August 2024 – 26 August 2025

Policies issued before 2023 aren’t listed here. If you need a copy of an earlier PDS, call us on 1300 819 888 or email customerrelations@goinsurance.com.au and we’ll send it to you.

Common Questions

Frequently asked questions

What Australian travellers most often ask about our Product Disclosure Statements.

Which PDS applies to my policy?

The PDS in force on the day your policy was issued — not necessarily the current version. Check the issue date on your Certificate of Insurance, then match it to the date ranges under “Find the PDS for your policy” above.

What is a Product Disclosure Statement (PDS)?

A PDS sets out the full terms, conditions, benefits, limits and exclusions of a policy, so you can decide whether it’s right for you. Our PDS also includes our Financial Services Guide (FSG).

My policy is from last year — does the new PDS change my cover?

No. Your cover is governed by the PDS that applied when your policy was issued. A newer version doesn’t change an existing policy — it applies to policies issued from its effective date onwards.

What’s the difference between a PDS and an SPDS?

A Supplementary PDS (SPDS) adds or amends cover for a specific option — such as Dental Tourism, Destination Wedding or Sailing — and is read together with the main PDS that applies to your policy.

Where do I find the date my policy was issued?

It’s on your Certificate of Insurance, which was emailed to you when you bought your policy. If you can’t find it, call us on 1300 819 888 and we’ll look it up for you.

Is the Financial Services Guide a separate document?

No. Our Financial Services Guide is included inside the PDS, so downloading the PDS gives you both.

Can I get a PDS from before 2023?

Yes. Earlier versions aren’t listed on this page, but we hold them. Call 1300 819 888 or email customerrelations@goinsurance.com.au and we’ll send you the version that applies to your policy.

Should I read the Target Market Determination as well?

It’s worth a look before you buy. The TMD tells you who a product was designed for; the PDS gives you the full terms. They answer different questions.